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Book Your Free Consultation Today!
Book your free 30-minute consultation with Attorney Rob Mosakowski to find out what Chapter 7 Bankruptcy can do for you.
Consultations are conducted via Zoom or over the phone.
Free Virtual Attorney Consultation
30 min • Free
Most filers can keep essential assets (home equity, car, personal belongings) under exemption laws.
PRACTICE AREAS
Fast Debt Relief
Typically completed in 3–6 months, offering a quick fresh start.
No Repayment Plan
Unlike Chapter 13, there's no long-term repayment; qualifying debt is eliminated without future payments.
Stops Collection Actions
Immediately halts lawsuits, collection calls, and other creditor actions through the automatic stay.
Discharge of Debts
Wipes out most unsecured debts like credit cards, medical bills, and personal loans.
Stop Wage Garnishments
Filing puts an immediate stop to wage garnishments, allowing you to take home your full paycheck.
Keep Exempt Property
No Debt Limits
Relieves Financial and Emotional Stress
Provides a clear path out of overwhelming debt and pressure.
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