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Book your free 30-minute consultation with Attorney Rob Mosakowski to find out what Chapter 7 Bankruptcy can do for you.
Consultations are conducted via Zoom or over the phone.
Free Virtual Attorney Consultation
30 min • Free
Fast Debt Relief
Typically completed in 3–6 months, offering a quick fresh start.
No Repayment Plan
Unlike Chapter 13, there's no long-term repayment; qualifying debt is eliminated without future payments.
Stops Collection Actions
Immediately halts lawsuits, collection calls, and other creditor actions through the automatic stay.
Discharge of Debts
Wipes out most unsecured debts like credit cards, medical bills, and personal loans.
Stop Wage Garnishments
Filing puts an immediate stop to wage garnishments, allowing you to take home your full paycheck.
Keep Exempt Property
Most filers can keep essential assets (home equity, car, personal belongings) under exemption laws.
No Debt Limits
Unlike Chapter 13, there's no cap on the amount of debt you can discharge.
Relieves Financial and Emotional Stress
Provides a clear path out of overwhelming debt and pressure.
BLOG & RESOURCES
Explore our blog and resources section to access valuable insights, articles, and FAQs about Chapter 7 bankruptcy. We are committed to providing educational information to help you make informed decisions.
FAQs
Find answers to common questions about Chapter 7 bankruptcy in our FAQs section. We aim to address your concerns and provide clarity on the bankruptcy process.
ZERO DOWN BANKRUPTCY
TAX
We are proud to offer a unique 'zero down bankruptcy' option, making our services accessible to those in need. Learn more about this special offering and how it sets us apart.
Discover what our clients have to say about their experiences with Mosakowski Law, PA. Our commitment to excellence and client satisfaction is reflected in the testimonials shared by those we've helped.